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How Much Is Your Auto Accident Compensation Worth? Damages resulting from car accidents are intended to compensate victims of the collision. Some of these include the costs of property damage, as well as medical bills, while some aren't economic, such as suffering and pain. In New York you have three years following an accident to make a claim. However, waiting too long could hurt your case. Evidence can be lost over time or destroyed. Witnesses might forget important details. Damages In the event of a car crash victims may be compensated for economic losses such as medical bills or lost wages. In addition, they can receive compensation for damages that are not economic like discomfort and pain. However, the amount your claim is worth will depend on the extent of your injuries and the impact they have on your life. A skilled lawyer for auto accidents can assist you in determining the worth of your injuries and damage to property, and then negotiate an acceptable settlement with the insurance company. Insurance companies are in business of making money. This means they will try to settle your claim as low as possible. You need an attorney who will fight to get the maximum amount you deserve. You may also be eligible for compensation if you have personal items that were damaged during the accident. These include your shoes, clothing and jewelry. You may also be eligible for compensation for costs related to housekeeping, gardening or childcare, if you are unable to perform these tasks due to injuries. The deductible also forms part of the equation in determining how much your claim is worth. You'll have to pay your deductible first before the insurance company starts to pay for the damages. You may then sue the person who was at fault to recover any remaining damages. Medical bills The medical bills that arise of a car accident could quickly mount up. The cost of an ambulance ride, hospital stay and inpatient therapy can be tens of thousand dollars or more. Furthermore, the cost of prescription drugs, physical therapy and other care can continue to rise as the injured person continues to recover. If a driver is found to be at the fault in a lawsuit, they are accountable for the victim's damages, including medical expenses. The law doesn't require that the at-fault party pay for medical expenses incurred by their victim on regular basis. If you don't live in an area that is no-fault your first step in getting compensation for medical bills is to apply for PIP coverage (personal injury protection). This insurance may cover all or most of your medical expenses, dependent on the policy limits. You should also make a claim against the liability coverage of the driver at fault, and also your own uninsured motorist insurance policy. These policies may reimburse you for medical expenses, but they generally contain deductibles and other conditions. A lawyer with experience can help you navigate through the process of getting medical bills paid. This will let you not spend your income on medical bills and focus on recovering. Loss of wages Injuries from car accidents could keep you out of work. You might not be able to pay your bills, and lose income as a result. You may have to borrow money from friends or family members. It could take a long time to settle your case. In the meantime, you will be required to continue paying your bills out of your pocket, and then wait for your settlement. auto accident law firm spokane valley for lost wages may aid in recovering the money you would have earned if not for your car accident injury. This can include hourly wages and salary, but can also include other financial benefits like bonuses and raises. Your lawyer can help you calculate your actual loss of earnings. You can make a claim for lost wages through a non-fault insurance company or file a lawsuit against the responsible party. The claim typically includes your medical bills, evidence of your absence from work due to your injuries, and the evidence of your loss in earnings capacity. It is also referred to as the demand package. You'll have to provide an employer's letter to confirm your employment information, including the days that you were away due to injuries as well as the hours that you work on a regular basis. You'll need your pay stubs, tax documents and other pertinent documents. Your lawyer can help you to gather these documents and make an appealing demand package to present to the insurance company or the judge in your case. Suffering and pain While some of the costs associated with a crash can be calculated to the penny—such emergency services, medical bills surgeries, medical expenses and lost wages, other expenses are not. These unquantifiable damages are called pain and suffering and are an important aspect of an injury claim. Pain and suffering encompasses both the emotional and physical effects of an accident. The injuries suffered by a victim can have a lasting impact on their lives, leading to permanent impairment or even death. For instance, a victim suffering from a debilitating brain injury may never be able to be able to work or function normally again. These kinds of injuries usually need a substantial settlement. In most cases, the amount suffering and pain the victim endures is contingent on the extent of their injuries and how the accident has affected their life. An experienced attorney will look into the specifics of your case and decide an appropriate amount for settlement. They will make use of previous settlement amounts for similar accidents injuries as a reference in order to provide you with an idea of the amount your case is worth. Unfortunately, insurance companies often attempt to undermine victims of suffering and suffering by asserting that their physical or emotional injuries aren't severe enough. A knowledgeable lawyer will fight these tactics and negotiate with the insurance company on your behalf to ensure that you get a fair settlement.